Meet Kartik Shah
Senior Mortgage Broker | 15+ Years Major Bank Experience
Connect with Kartik
Kartik Shah
Kartik Shah spent 15+ years inside Australia's major banks before founding Mortgage Mantra to bring institutional expertise directly to clients. His inside knowledge of credit policy, lender appetite, and deal structuring gives clients an edge no generalist broker can match.
Experience
Senior Credit Analyst, CBA
Managed complex residential and commercial credit assessments across a national portfolio.
Relationship Manager, ANZ
Structured lending solutions for high-net-worth individuals and SME clients.
Founder, Mortgage Mantra
Independent broker delivering bank-level strategy to everyday Australians.
Work With Kartik
Book a confidential consultation and discover what's possible for your situation.
Who We Work With
Mortgage Mantra is built for clients who value expertise, discretion, and results.
First Home Buyers
Navigating the market for the first time with confidence.
Property Investors
Building and optimising property portfolios.
Self-Employed
Business owners with non-standard income structures.
SMSF Trustees
Using superannuation to build a property asset base.
Refinancers
Seeking better rates, features, or equity access.
Complex Borrowers
Clients with past credit challenges or unusual circumstances.